{"id":4301,"date":"2023-06-02T14:04:24","date_gmt":"2023-06-02T14:04:24","guid":{"rendered":"https:\/\/synite.digital\/5thpillar\/?page_id=4301"},"modified":"2025-07-10T09:47:32","modified_gmt":"2025-07-10T09:47:32","slug":"knowledge-centre","status":"publish","type":"page","link":"https:\/\/5thpillartakaful.com\/urdu\/knowledge-centre\/","title":{"rendered":"\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0633\u06cc\u0646\u0679\u0631"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_tta_accordion][vc_tta_section title=&#8221;\u062a\u06a9\u0627\u0641\u0644 \u06a9\u06cc\u0627 \u06c1\u06d2\u061f&#8221; tab_id=&#8221;1685714126304-fce3a728-60de&#8221;][vc_column_text]\u062a\u06a9\u0627\u0641\u0644 \u0627\u06cc\u06a9 \u0627\u06cc\u0633\u0627 \u0646\u0638\u0627\u0645 \u06c1\u06d2 \u062c\u0633 \u06a9\u06cc \u0628\u0646\u06cc\u0627\u062f \u0628\u06be\u0627\u0626\u06cc \u0686\u0627\u0631\u06d2 \u0627\u0648\u0631 \u0628\u0627\u06c1\u0645\u06cc \u0645\u062f\u062f \u06a9\u06d2 \u0627\u0635\u0648\u0644\u0648\u06ba \u067e\u0631 \u06c1\u06d2\u060c \u062c\u0648 \u0639\u0631\u0628\u06cc \u0644\u0641\u0638 &quot;\u062a\u06a9\u0627\u0641\u0644&#8221; \u0633\u06d2 \u0645\u0627\u062e\u0648\u0630 \u06c1\u06d2\u060c \u062c\u0633 \u06a9\u0627 \u0645\u0637\u0644\u0628 \u06c1\u06d2 &quot;\u0645\u0634\u062a\u0631\u06a9\u06c1 \u06cc\u0627 \u0628\u0627\u06c1\u0645\u06cc \u0636\u0645\u0627\u0646\u062a&#8221;\u06d4 \u06cc\u06c1 \u06a9\u0645\u06cc\u0648\u0646\u0679\u06cc \u067e\u0648\u0644\u0646\u06af \u0633\u0633\u0679\u0645 \u06a9\u06d2 \u0637\u0648\u0631 \u067e\u0631 \u06a9\u0627\u0645 \u06a9\u0631\u062a\u0627 \u06c1\u06d2\u060c \u062c\u06c1\u0627\u06ba \u0634\u0631\u06a9\u0627\u0621 \u0636\u0631\u0648\u0631\u062a \u0645\u0646\u062f\u0648\u06ba \u06a9\u0648 \u0645\u062f\u062f \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u0646\u06d2 \u06a9\u06d2 \u0644\u06cc\u06d2 \u0645\u0634\u062a\u0631\u06a9\u06c1 \u0641\u0646\u0688 \u0645\u06cc\u06ba \u062d\u0635\u06c1 \u0688\u0627\u0644\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4 \u062a\u06a9\u0627\u0641\u0644 \u06a9\u0645\u06cc\u0648\u0646\u0679\u06cc \u06a9\u06d2 \u0627\u0646\u062f\u0631 \u06cc\u06a9\u062c\u06c1\u062a\u06cc\u060c \u0628\u06be\u0627\u0626\u06cc \u0686\u0627\u0631\u06d2 \u0627\u0648\u0631 \u0628\u0627\u06c1\u0645\u06cc \u0627\u0648\u0631 \u062a\u0639\u0627\u0648\u0646 \u067e\u0631 \u0645\u0628\u0646\u06cc \u062a\u0635\u0648\u0631\u0627\u062a \u06a9\u0648 \u0641\u0631\u0648\u063a \u062f\u06cc\u062a\u0627 \u06c1\u06d2\u06d4[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;\u062a\u06a9\u0627\u0641\u0644 \u0627\u0648\u0631 \u0631\u0648\u0627\u06cc\u062a\u06cc \u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u06a9\u06d2 \u062f\u0631\u0645\u06cc\u0627\u0646 \u0641\u0631\u0642&#8221; tab_id=&#8221;1685714126326-c47ace82-40ac&#8221;][vc_column_text]Takaful insurance, or Islamic insurance, and conventional insurance both offer financial protection but differ in principles and operations. Takaful operates on mutual cooperation and shared risk among participants, investing in Shariah-compliant businesses. Surpluses are returned to participants, and insurance companies act as trustees. Conventional insurance, on the other hand, is a risk-transfer mechanism, with insurers owning the risk and profits. Investments are not restricted to ethical standards. The choice between them often hinges on individual or corporate values, with the demand for Takaful growing as demonstrated by the emergence of the first Takaful insurance company. In aligning with the principles of shared-risk and ethical investment, Takaful embodies the Islamic principles of mutual assistance and fairness, positioning itself as an appealing alternative. It provides not only financial protection but also peace of mind in knowing your contributions support sustainable and responsible practices, echoing the Islamic teachings of caring for the community and environment. This makes Takaful not just a financial choice, but a choice to foster a more balanced, equitable, and ethical financial ecosystem.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;\u062a\u06a9\u0627\u0641\u0644\/\u0627\u0646\u0634\u0648\u0631\u0646\u0633 \u0644\u063a\u062a&#8221; tab_id=&#8221;1685714405771-79f70387-7fb0&#8243;][vc_column_text]<strong>\u062a\u06a9\u0627\u0641\u0644 \u06a9\u06cc \u0627\u0635\u0637\u0644\u0627\u062d\u0627\u062a<\/strong><br \/>\n<strong>\u0639\u0642\u062f\u0650 \u062a\u0628\u0631\u0639:<\/strong>\u0627\u06cc\u0633\u0627 \u0645\u0639\u0627\u06c1\u062f\u06c1 \u062c\u0633 \u0645\u06cc\u06ba \u06a9\u0633\u06cc \u06a9\u0648 \u06a9\u0633\u06cc \u0645\u0639\u0627\u0648\u0636\u06d2 \u06a9\u06d2 \u0628\u063a\u06cc\u0631 \u06a9\u0648\u0626\u06cc \u0686\u06cc\u0632 \u062f\u06cc \u062c\u0627\u0626\u06d2\u06d4<br \/>\n<strong>\u0639\u0642\u062f\u0650 \u0645\u0639\u0627\u0648\u0636\u06c1:<\/strong>\u0627\u06cc\u0633\u0627 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