Group Accidental Death Family Takaful-ADB
Accidents are always sudden and sometimes fatal. You can’t lessen the emotional shock, but you can certainly soften the financial one. Group Accidental Death Family Takaful Benefit gives the loved ones something to start with after the permanent loss of income by paying an additional coverage amount.
Group Permanent Partial Disability Family Takaful-PPD
Accidents are unpredictable and so are the consequences. They may lead to a disability which is partial but permanent. This benefit provides a financial cushion against such events; the participant gets a particular amount in case of an eventuality as per the specified schedule.
Group Permanent Partial Disability Family Takaful-PPD (Sickness)
Sickness(es) can expose the individuals to unforeseen circumstances which may lead to disabilities due to which the individual covered is prevented partially and permanently from engaging in his or her usual business or occupation. This benefit provides protection against such events; the participant receives a stated percentage of the amount for which the individual is covered for the benefit as specified in “Schedule of Indemnities”.
Group Permanent Total Disability Family Takaful-PTD
An accident can be the cause of a disability which is permanent and total. This benefit provides a financial cushion in such situations to a participant where he/she is unable to earn his living. The permanent disability payouts are a percentage, according to a specified schedule, or the full amount of coverage to the participant according to the nature of loss.
Group Temporary Total Disability Family Takaful-TTD
In a situation where the participant is fortunate enough to escape from a major injury of a permanent nature and is temporarily disabled for a short period in an accident, the benefit will cover for the loss of wages in the shape of a weekly payment of an agreed amount during the whole period of disability, till the time he regains health and resumes work.
Group Natural Disability Family Takaful-PTD (N)
Health is a gift of Allah, but it’s unpredictable when one will be deprived of this blessing. The benefit provides coverage to a participant if he becomes permanently and totally disabled due to natural causes after which he is unable to perform his duty for which he is trained or experienced. This benefit provides payment of the whole sum covered.
Group Accidental Medical Expense Family Takaful-Med Ex
If a participant suffers an injury due to an accident, this benefit will cover the medical expense, up to a specified amount, during the period of hospitalization and or medical treatment.
Group Critical Illness Takaful (CI)
In case, an employee is diagnosed as having one of the specified critical illnesses: Artery Surgery, Stroke, Cancer, Renal Failure etc. This benefit will advance the amount payable on death to assist the covered person to pay off the expenses incurred against the treatment of critical illness.
